"One trading company of Beijing wants financing 30 million yuan, by investment business the nominal collection with cooperative credit gold 350 thousand yuan, promise 15 workaday investment to reach the designated position, but two months went, capital still does not have sign... "
According to the country development is reformed appoint statistic, end 2006 the end of the year, amount of our country medium and small businesses has achieved many 4200. But, medium and small businesses is not had in poineering development process do not encounter those who lack capital is painful, a lot of enterprises because of capital catenary rupture and die young unfortunately, more enterprises the capital that because lack,continues to develop and step forward dimension difficult. The main reason that medium and small businesses lacks capital is the market financing channel with direct lack.
Introduce according to relevant personage, at present channel of financing of medium and small businesses basically has a few kinds of kind: Credit support, security market, financing is rented, fund is aided financially, civilian capital, international market develops fund. Undeniable, through these financing channel development of a lot of medium and small businesses expands, but the medium and small businesses that also a lot of is badly in need of enlarging development through financing encountered financing fraud. So medium and small businesses how Where is avoid financing risk? A few days ago, analysed a few problems that exist among them about professional personage, offer for risk of industry financing avoid a few draw lessons from.
Specification of commerce of the compose in project financing also has " set "
"Non-standard it is the biggest question. A lot of projects just are done not have will operate according to normal game regulation, the investor that allows good project of very much special potential and looking forward to with eager expectancy people brush a shoulder and pass. " the issue that the non-standard operation that Wu Tian of president of investment management limited company made the same score Sha of Shanghai a low bank of earth between fields to analyse the existence in financing process to the author brings.
Make the same score the introduction according to Wu Tian, in his working practice, good project because commercial specification is unqualified and the case that misses financing good opportunity cans be found everywhere, because company controller is right,basically be financing and the understanding of venture capital investment have an error, was not run according to normal game regulation, the specific aim of commercial specification is not strong, make the attraction of the project big sell at a discount. And the immediate goal that writes commercial specification is to seek strategic partner or capital of venture capital investment, financing also needs to offer commercial specification to offer proof to the investor that has intention really. However, a lot of appearances that use commercial specification bilk with name of financial group of firm of so called investment, investment appear in reality.
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