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Do not let medium and small businesses become the corner that is forgotten by fi
From;    Author:Stand originally
Engineer hand to write down
Current, as economy of our country market build and develop, medium and small businesses is producing mainer and mainer effect in national economy progress. But because acceptor acceptor is objective the influence of the element, requirement of capital of developing of medium and small businesses gets very hard be satisfactioned effectively, "Financing is difficult " it is one of the most outstanding contradiction in development of current medium and small businesses, the abidance that affected a business thereby develops. In the light of at present difficult, finance serves financing of medium and small businesses the current situation of lag, various branch must reform active credit to run way, adjust credit structure, stress credit focal point, improve financial service, optimize environment of ministry of inside and outside, the abidance that drives medium and small businesses and even whole countryman economy further thereby develops. This period " area freely " the manuscript that weekly organized a group of this aspects, give attention please.
Recently, the reporter is interviewing the discovery when investigation, come for years development of the business of prefectural region financing that rent is slow, a lot of place medium and small businesses become the corner that the business that be rented by financing forgets for a long time.
"0 " the record is by no means accidental
According to investigation, prefectural region financing is rented " unmanned ability, unmarked, inorganic compose, without policy " " 4 without " the phenomenon is particularly outstanding, prefectural region financing is rented " 0 " record fact is belonged to inevitable.
Rent decision-making comprehensive analysis to involve a lot of aspect such as Wu of law, finance, safe, duty, accountant and financial management, contrast of financial and decision-making photograph is more complex. According to visitting territory of some county county to Shaanxi 50 financial personnel are investigated, the financial personnel of 94% does not know what is financing is rented, understand this respect knowledge occupy only 4% ; Can undertake relevant finance affairs is analysed have 2% only, the talent state of the respect of prefectural region financing that rent and working environment make a person amazed.
Investigate discovery, at present most lessor will rent asset lock to be building and land to wait surely praedial, the mechanical equipment that gives priority to with foreign capital kind financing rents company market to basically be located in big city and big company surely. Around approved 12 financing that establish to hire a firm 2000, what can manage continuously at present is only also 6, those who be as long as 7 years is long had not approved a financing newly to hire a firm again. Very apparent, of the prefectural region mark that rent reach professional orgnaization unusual deficient, financing rents the market to be started hard.
Especially the macroscopical policy bottleneck such as tax law, restricted financing to rent the development of business. Occupy the personage inside course of study to analyse, our country tax law does not admit financing is rented have " rent " property, hand in its manageability as the hire-purchase, when pay income tax " hire must not be deducted " waiting for a regulation is financing rents the prime cause that begins extensively hard. 2004, an abroad orgnaization has rigorous assessment according to international convention to environment of the market that rent. Index makes an on-the-spot investigation in 11 in, only droit can be accepted, 7 need are improved, duty Wu, call in equipment program and asset register 3 to need to be evaluated thoroughly and be done necessary amend. In fact, financing industry duty is lost heavier really, rent an industry to answer with the aircraft that develops extensively pay taxes is exemple: The value added tax of segment of tariff of 33% income tax, 1% imports, 17% imports, business tax of 5% , of 0.03% buy plane stamp duty and the stamp duty of the agreement that rent of 0.1% , and import tariff is beginning plan close, the enterprise does not have profit opportunity almost.
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