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When financing how with bank contact with
From;    Author:Stand originally

The financing of civilian battalion enterprise often wants to wait for financial orgnaization contact with with the bank, how to take a letter at the bank? When financing how with bank contact with:

(1) disposition (the attitude that the disposition of Charete) director staff can affect bank and you to cooperate. Although banker is interested in your financial information, but they are interested in your this individual more, because they are,lend you money.

(2) capital (Capital) bank him hope is one of numerous investor, the investor of only of and rather than. This asks you risk particular risk, but the bank wants to see you whether have enough hope to the company.

(3) ability (Capacity) at this moment the loan ability that what ability points to is you, include an individual mix toward leasehold record already economic base. If company just practice, loan ability is more limited. The key is the loan ability that should begin and develops his stage by stage.

(4) condition (the last respect of Conditions) and banker contact with and place and the economic current situation that you are in an industry and commercial condition are concerned. Economic atmosphere can affect everyone, make the one part of credit condition. Economic downturn wants more rising than economy period more obtain loan hard.

(5) mortgages (Collateral) bank is not adventurer, so they ask to gage comes to those who assure loan repay. A lot of people do not understand a rule that guaranty is financial industry. Henceforth, when the cash flow enough of the company support repays when loan, can call in with bank bargaining guaranty.

With the 5 old standard of bank come-and-go

● ten million cannot lie. You need not tell a bank all circumstances about the company, but everything what what you say must be true. ● the 3rd your month after settle accounts at latest is running year end of the year gives bank. Before ● is informed you to manage medium new issue from other way in the bank, have to report these cases to the bank. ● the position him park bank; The information that knows from you looks, how can yourself evaluate your management situation? ● does not want easily to bank commitment. Once you cannot achieve target, the bank can think, you lack foresight and judgement.