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Make land becomes farming classics to organize poineering capital to defeat fina
From;    Author:Stand originally
Before big market, a minor production always appears alone, because information is insufficient,often also answer market risk hard. The farmer major that farmer organizes of one's own accord is organized via aid collaboration (next weighing " farming classics is organized " ) rise minor production and big market join, raised a farmer to enter the systematism degree of the market, the farmer that rises jointly loses no longer situation.

According to statistic, at present countrywide farming has 150 thousand via the organization many, the member makes an appointment with 23.6 million, hold countrywide farmer sum total 9.8 % , drive blame member farmer to make an appointment with 3240, occupy farmer gross to amount to 13.5 % , two kinds of farmer are aggregate the 23.3 % that hold countrywide farmer sum total.

And in this whole nation " two meetings " go up, civilian build in the center of in " about cogent the proposal that reinforces collaboration of farmer major economy to organize finance to serve " (next weighing " draft resolution " ) middle finger goes out, our country farming still is in preliminary development phase at present via the organization, with the developed country photograph comparing is developing dimensions and development level to go up to still have very big difference, its grow one of slow main reasons, it is finance service level is low, financing of farming classics organization is very difficult.

" draft resolution " point out, from Guangdong, Henan, Shaanxi 11 domestic farming look via organizing investigation, obtain what the bank borrows money to have 5 only truly, organization of 6 farming classics still does not have the others to obtain the one loan that distribute fund in the bank at present.

Look from loan sort, what at present rural credit agency offers to farmer and farming classics organization is amount mostly the farmer with lesser, shorter term is small loan, this and the industrialization production level that at present farming classics organizes ask to be compared, no matter go up from amount, still look from deadline and utility, satisfy the financial requirement that agriculture expands very hard.

The advocate that farming classics organizes and Berlin of ginger of the person that carry out have feeling greatly to this, he thinks economy cooperates and two wheel want finance to turn together, mutual stimulative ability develops, "Farming classics organization needs corresponding financial system to prop up, if do not have the arrangement of financial system, coupling rate of economy is not high, or backwater not before, perhaps produce alienation. Perhaps produce alienation..

" draft resolution " also think, cogent solve current the financing that farming classics organizes is difficult, must reframe to enter a place to cut with the system, in optimize while farming classics organizes financing environment, from the system supply side makes good finance innovation.

" draft resolution " proposal, widen financing channel, increase the fund that organizes to farming classics to support strength. The farming classics with capital bigger to dimensions, bigger demand is organized, financial orgnaization can accredit client manager, run an activity through participating in production actively, for credit decision-making provide reliable basis.
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