Since implementing moderately tight monetary policy as the Central Bank, the bank begins limitation to put borrow, a lot of citizens that are badly in need of financing begin to turn to hock to seek fund all right. The end of the year comes, hock travel business one fervent. At present each grand ceremony becomes Yangzhou in travel, house property hock is business the first " big head " , capital extends the forehead takes total business specified amount 7 into above.

Mortgage portfolio rises 20%

The reporter understands, recently a paragraph of period, the loan that mortgage of urban much home goes seeks advice from a phone to ring ceaseless everyday.

Believe Sun Nianyu of general manager of grand hock travel to introduce according to the urban district, latter each are big the bank was tightened up " money bag " , undertook limitative to loan business, some raises a threshold, some direct even close down. Recently, the client that comes round to hock borrows money all right and seek advice everyday has more than 10, portfolio relatively before paragraph time grew 20% to control, the capital that hock gives off all right exceeded 10 million.

"Among them privately owned owner is discrepancy hock travel is most, the mainest purpose of hock is for capital have enough to meet need. " Sun Nianyu expresses, draw near the Spring Festival, the enterprise often should be faced repay have enough to meet need of gold of chummage of appearance of loan, pay, capital, extend to the worker the salary bonus place that is badly in need of spending money, expenses can increase greatly, below this kind of circumstance, hock solves short-term fund effectively to have not enough to meet the need, those who say going up is privately owned owner " timely rain " .

House property hock is occupied 7 into

The reporter understands all right from mortgage of urban much home, at present each grand ceremony becomes Yangzhou in travel, house property hock is business the first " big head " , capital extends the forehead takes total business specified amount generally 7 into above. According to introducing this because bank loan threshold is higher last year,be, so that mushroom of business of mortgage of Yangzhou house property.

In addition, borrow a requirement as a result of the 2nd flatlet strict, hock makes the most convenient short-term financing instrument all right, the person buy a house of many 2 buy course of study chooses to increase head pay, and will original house mortgage goes to hock.

As we have learned, the largest dominant position that hock borrows money all right is convenient and quick. Impawn of same brushstroke house property borrows money, in the bank experience is over set is complex examine and approve a program, need a month normally, and need only all right in hock 1, 3 days can loan, but monthly interest is in 2.6% the left and right sides.

Occupy the personage inside course of study to predict, hock upsurge will last to Spring Festival left and right sides all the time, just entered leasehold low ebb to the end of May March, also entered the fastigium that still borrows.
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